Why Insurance Companies Are Against You

Advice from Experienced Texas Lawyers

With most personal injury claims, you will be dealing with an insurance company. Insurance companies are against you because they answer to shareholders, not policy holders. The value of the insurance company to their shareholders increases if they can collect as much as possible in premiums and pay out as little as possible in claims.

Insurance companies understand that most accident victims have no idea how to properly evaluate their claim. They also retain skilled claims adjusters and savvy lawyers to assist them in avoiding or limiting the amount of compensation they pay out.

Furthermore, almost immediately after your accident, they have their people gathering evidence to assist them in their case against you. Claims adjusters will try to befriend you in an effort to gain your trust, but the bottom line is that they work for the insurance company, not you. You must realize they are going to protect the interests of the company that signs their checks, not yours.

Retaining an experienced Texas lawyer will allow you to fight the insurance companies much more effectively. You need an advocate on your side who understands the way insurance companies work and how to properly value a claim. In addition, you should retain a Texas lawyer as soon as possible after an accident to gather evidence that will support your claim. With the passage of time, witnesses may not be able to be located or forget what happened, and skid marks or other evidence may disappear or not be found. In addition, the more time your attorney has to prepare your claim, the better chance you and your family have of receiving full and fair compensation for your injuries or loss.

If you have been injured in an accident and would like to discuss your personal injury claim with an experienced Texas lawyer, please schedule a free, confidential consultation with Bailey & Galyen by calling 844-402-3900 or fill out our intake form and we will contact you to schedule a consultation.