Loan Modifications

Texas Loan Modification Attorneys

If mortgage payments have become unmanageable and foreclosure seems likely, there is help available to save your home. Though some may choose to pursue bankruptcy, a workable alternative to foreclosure or bankruptcy is loan modifications.

A loan modification is a permanent change in the terms of a loan to make the mortgage more affordable for homeowners without refinancing. It is also helpful for those who do not have significant equity or who have low credit scores. Because a modification is simply adjusting the interest and payment amounts on a current loan, applying for a new loan by refinancing is not necessary.

At the law office of Bailey & Galyen, our loan modification attorneys are experienced in handling a variety of commercial and residential property matters, including transactions and closings, foreclosure defense and landlord-tenant issues. Contact our firm to schedule a free initial consultation to discuss loan modifications or other real estate concerns. Se habla español.

Contact Our Dallas-Fort Worth Attorneys to Reduce Mortgage Payments

If you are unable to remain current with your mortgage and are concerned about losing your home, contact Bailey & Galyen, Attorneys at Law, to schedule a free consultation to discuss loan modifications. By starting the process early, you improve your chances of negotiating a payment that you can manage. With offices in several convenient locations and phone lines answered 24 hours every day, our legal team is ready to help you.

* Not all borrowers will qualify for a mortgage loan modification through our firm, and our firm does not guarantee any specific modification results. Enrollment and modification results are subject to qualification and acceptance into the loan modification program. Actual results will vary based on individual situations and lenders, the current terms of your mortgage, and your ability to meet the terms of your modified mortgage. A loan modification is not a guarantee against foreclosure if you fail to meet the terms of your modified mortgage.

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